Checking or savings account -- Problem caused by your funds being low -- Complaint #7096804

Complaint Overview

Complaint ID: 7096804

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem caused by your funds being low

Sub-Issue: Late or other fees

State: New York

ZIP Code: 11210

Date Received: 2023-06-09T12:00:00-05:00

Date Sent to Company: 2023-06-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Hi I filed a claim with chime bank my claim number is XXXX they denied my claim within a day so I reopened my claim and I still do not see any money back Into my account when ever I call or chat with chime bank they just keep telling me we are working hard to resolve this and they said i will not be getting the money untill XXXX i can not wait that long i did not authorize these charges please help me get my money back asap

Frequently Asked Questions

What is Complaint #7096804 about?

Complaint #7096804 was filed against Chime Financial INC regarding Checking or savings account specifically about Problem caused by your funds being low. It was received by the CFPB on 2023-06-09T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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