Checking or savings account -- Managing an account -- Complaint #7091840

Complaint Overview

Complaint ID: 7091840

Company: Wells Fargo & Company

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem using a debit or ATM card

State: Georgia

ZIP Code: 30263

Date Received: 2023-06-08T12:00:00-05:00

Date Sent to Company: 2023-06-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/XXXX I made an attempt to make a purchase and the sale was declined 5 times, due to the time restraint and the fear of my card being locked, the purchase wasn't made. When I arrived back in the country, I became sick and was placed in XXXX. My wife assisted me with calling Wells Fargo because I kept getting message about a low balance to my account. At the time of the call after reviewing the account online, we noticed the 7 declined transaction was posted to the account which prompted us to do a claim. The claim went thru and I was told they would investigate it and let me know. After a few days, I was told the charge is valid and the I would have to go into a branch and show them receipt of the failed transactions. I did that on XX/XX/XXXX and was told there was nothing Wells Fargo can do. I called the vendor and they said the bank would have to reverse the charges. I have been a bank holder with Wells Fargo when they were XXXX. I trust my money should be protected when I add funds to the account which seems like its not. I would like to file this complaint because I've don't all the I can do as a consumer.

Frequently Asked Questions

What is Complaint #7091840 about?

Complaint #7091840 was filed against Wells Fargo & Company regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2023-06-08T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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