Debt collection -- Attempts to collect debt not owed -- Complaint #7090822
Complaint Overview
Complaint ID: 7090822
Company: I.C. System, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: South Carolina
ZIP Code: 29073
Date Received: 2023-06-08T12:00:00-05:00
Date Sent to Company: 2023-06-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX has sold a closed account XXXX to I.C systems , INC and now they are saying my account is flagged 15USC1681section 602A right to privacy 15USC1681section 604Asection 2 it also states consumer reporting agency can not furnish a account without written instructions 15USC 1681c.a5 states no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse items of information other then records or convictions of crimes with atendates the report by more then 7 years 15 USC 1681.-2a1 a person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is in accurate
Frequently Asked Questions
What is Complaint #7090822 about?
Complaint #7090822 was filed against I.C. System, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-06-08T12:00:00-05:00.
How did I.C. System, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against I.C. System, INC.?
Yes, visit the I.C. System, INC. company profile at readthecomplaint.com/company/i-c-system-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.