Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7080526
Complaint Overview
Complaint ID: 7080526
Company: Encore Capital Group INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 78245
Date Received: 2023-06-06T12:00:00-05:00
Date Sent to Company: 2023-06-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Midland has reported a debt that is not mine. I have not done buisness, recieved goods or services from this company. I have requested proper documentation verifying and validating the debt they claim i owe. The address is incorrect & every month they report it as owing XXXX then increase it to {$500.00}, constantly bringing my score down. They do thos same tactic every month. Bring it ip a dollar, then down a dollar, then back up, & so on. This has effected my scores and brongs my score down more than it goes up each time. I have disputed this debt mutliple times asking for signed contracts and all documents showing each debt, they continue to send just a bill with the amount and a10 % off settle amount which i refuse to pay for anything that is not kine.
Frequently Asked Questions
What is Complaint #7080526 about?
Complaint #7080526 was filed against Encore Capital Group INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-06-06T12:00:00-05:00.
How did Encore Capital Group INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Encore Capital Group INC.?
Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.