Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #7068398
Complaint Overview
Complaint ID: 7068398
Company: Kikoff INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33404
Date Received: 2023-06-04T12:00:00-05:00
Date Sent to Company: 2023-06-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
thank you for taking a few minutes out of your busy day to read this letter. I have enjoyed my relationship with KIKOFF LENDING LLC for some time and look forward to continuing my relationship with you. request your cooperation in removing my credit report to remove a late payment reported in XX/XX/2022 after reviewing my records, I realized I had missed the payment deadline. However, I can explain, i was going through financial hardship and couldnt afford to pay it but I take full responsibility for the mistake and have ensured it won't happen again by setting up autopay. I am applying for a mortgage, and a late payment on my credit report is hurting my chances of pproval. If you could find it in your heart to make this one-time adjustment, I believe I'll have setter luck getting approved, and I would be highly grateful for your kindness. have learned from my past mistakes and will ensure that I do not repeat them in the future. Thank you for your time and consideration of this urgent matter. If you need to reach me, my contact details are as follows.
Frequently Asked Questions
What is Complaint #7068398 about?
Complaint #7068398 was filed against Kikoff INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-06-04T12:00:00-05:00.
How did Kikoff INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Kikoff INC.?
Yes, visit the Kikoff INC. company profile at readthecomplaint.com/company/kikoff-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.