Debt collection -- Took or threatened to take negative or legal action -- Complaint #7068106

Complaint Overview

Complaint ID: 7068106

Company: Ccs Financial Services, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Florida

ZIP Code: 33311

Date Received: 2023-06-04T12:00:00-05:00

Date Sent to Company: 2023-06-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The credit Collection Services companies has placed a derogatory account on all 3 major credit bureaus. Ive attempted to dispute the matter with the company but was denied. I discovered that CCS is NOT licensed in the state of Florida to collect a debt from anyone living within the state, which is a violation.

Frequently Asked Questions

What is Complaint #7068106 about?

Complaint #7068106 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-06-04T12:00:00-05:00.

How did Ccs Financial Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Ccs Financial Services, INC.?

Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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