Debt collection -- False statements or representation -- Complaint #7064239
Complaint Overview
Complaint ID: 7064239
Company: Aspen National Financial, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Georgia
ZIP Code: XXXXX
Date Received: 2023-06-02T12:00:00-05:00
Date Sent to Company: 2023-06-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently checked my credit report and found that this company is attempting to collect over {$4000.00} from me. I do not recognize this company and have never signed any promissory note with them. I reached out to them and asked a series of questions I am permitted to ask under the authority of The Fair Debt Collections Practices Act. I received a response that did not answer any of the questions I had asked and in my opinion they could not properly verify the owed " debt. '' I asked for a copy of the original promissory note I signed with them, general ledger statement, etc. I did not receive these. I believe they have unlawfully purchased evidence of debt and are proceeding with collection activity in the name of the original maker of the note. I believe they are also in violation of the so-called forum selection clause. They are also trying to collect a non-transferable contract. Lastly, they could not verify that they are authorized to act on behalf of the states creditor. These were all questions that were asked in my original correspondence with the company and they responded without answering any of the questions from my original correspondence. I sent a second correspondence reiterating what I was asking for and have not received any response.
Frequently Asked Questions
What is Complaint #7064239 about?
Complaint #7064239 was filed against Aspen National Financial, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2023-06-02T12:00:00-05:00.
How did Aspen National Financial, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Aspen National Financial, INC.?
Yes, visit the Aspen National Financial, INC. company profile at readthecomplaint.com/company/aspen-national-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.