Payday loan, title loan, or personal loan -- Problem when making payments -- Complaint #7058755

Complaint Overview

Complaint ID: 7058755

Company: Tower Loan Of Mississippi, INC.

Product: Payday loan, title loan, or personal loan

Sub-Product: Installment loan

Issue: Problem when making payments

State: Louisiana

ZIP Code: 708XX

Date Received: 2023-06-01T12:00:00-05:00

Date Sent to Company: 2023-06-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received a letter on today XX/XX/ threatening to sue me if a payment is not made. Luckily I made a payment on XX/XX/ because when I tried to go in and verify that my payment had been applied today on XX/XX/XXXX it says I have no active account. It has just been one thing after another with this company from the constant harassment despite me sending a letter asking them to stop now them threatening to sue me when they have never reported to any of the credit bureaus of my accounts being 30 days late and I check on multiple credit monitoring sites both paid and unpaid ( XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX So I am including a screenshot from credit wise where Tower Loan had reported on my credit on XX/XX/ that my payment status with their company as 100 % on time payments. So now I feel they are trying to set me up so they can sue me since my accounts just so happen to say no active account after they just conveniently set me a letter threatening legal actions.

Frequently Asked Questions

What is Complaint #7058755 about?

Complaint #7058755 was filed against Tower Loan Of Mississippi, INC. regarding Payday loan, title loan, or personal loan specifically about Problem when making payments. It was received by the CFPB on 2023-06-01T12:00:00-05:00.

How did Tower Loan Of Mississippi, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against Tower Loan Of Mississippi, INC.?

Yes, visit the Tower Loan Of Mississippi, INC. company profile at readthecomplaint.com/company/tower-loan-of-mississippi-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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