Debt collection -- Took or threatened to take negative or legal action -- Complaint #7054502

Complaint Overview

Complaint ID: 7054502

Company: Consumer Adjustment Company Incorporated

Product: Debt collection

Sub-Product: Medical debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Michigan

ZIP Code: 48187

Date Received: 2023-05-31T12:00:00-05:00

Date Sent to Company: 2023-05-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

In Accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 CONSUMER ADJUSTMENT COMPANY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXXAccount # XXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have a right to privacy 15 U.S.C 1681 Section 604 A Section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information. Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years

Frequently Asked Questions

What is Complaint #7054502 about?

Complaint #7054502 was filed against Consumer Adjustment Company Incorporated regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-05-31T12:00:00-05:00.

How did Consumer Adjustment Company Incorporated respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Consumer Adjustment Company Incorporated?

Yes, visit the Consumer Adjustment Company Incorporated company profile at readthecomplaint.com/company/consumer-adjustment-company-incorporated to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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