Debt collection -- Communication tactics -- Complaint #7030492

Complaint Overview

Complaint ID: 7030492

Company: Aldous & Associates, Pllc

Product: Debt collection

Sub-Product: Other debt

Issue: Communication tactics

Sub-Issue: You told them to stop contacting you, but they keep trying

State: Texas

ZIP Code: 77036

Date Received: 2023-05-25T12:00:00-05:00

Date Sent to Company: 2023-05-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I did not give my express written consent to ALDUOUS & ASSOCIATES to contact me for the alleged debt which is in violation of my rights as a consumer. Please refer to 15 U.S. Code 1692c - Communication in connection with debt collection. ( a ) Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. I did not give my express written consent to ALDUOUS & ASSOCIATES to contact me for the alleged debt which is in violation of my rights as a consumer. Please refer to 15 U.S. Code 1692c - Communication in connection with debt collection. ( a ) Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. ( 1 ) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after XXXX XXXX antemeridian and before XXXX XXXX postmeridian, local time at the consumers location ; ( 2 ) if the debt collector knows the consumer is represented by an attorney with respect to such debt and has knowledge of, or can readily ascertain, such attorneys name and address, unless the attorney fails to respond within a reasonable period of time to a communication from the debt collector or unless the attorney consents to direct communication with the consumer; or ( 3 ) at the consumers place of employment if the debt collector knows or has reason to know that the consumers employer prohibits the consumer from receiving such communication. I did not give my express written consent to ALDUOUS & ASSOCIATES to contact me for the alleged debt which is in violation of my rights as a consumer. Please refer to 15 U.S. Code 1692b - Acquisition of location information Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall ( 1 ) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer ; ( 2 ) not state that such consumer owes any debt ; ( 3 ) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information ; ( 4 ) not communicate by post card ; ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ;

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This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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