Credit reporting, credit repair services, or other personal consumer reports -- Unable to get your credit report or credit score -- Complaint #7025059
Complaint Overview
Complaint ID: 7025059
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Unable to get your credit report or credit score
Sub-Issue: Problem getting your free annual credit report
State: New Jersey
ZIP Code: 08753
Date Received: 2023-05-24T12:00:00-05:00
Date Sent to Company: 2023-05-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Request for Immediate Access to My Free Annual Credit Report - Asserting My Rights under FCRA Dear TransUnion, I am writing to express my dissatisfaction regarding the ongoing dispute that I have with your company. While I understand that there may be unresolved issues, I would like to remind you of my rights as a consumer under the Fair Credit Reporting Act ( FCRA ). According to the FCRA, I have the right to access my free annual credit report at any time, regardless of whether there is an active dispute in progress. This right is fundamental to my ability to monitor and manage my credit profile effectively. Denying me this access is a violation of my rights as a consumer, and it is both disappointing and unacceptable. I urge you to rectify this situation promptly by providing me with immediate access to my free annual credit report. Furthermore, I request that you review and familiarize yourselves with the provisions outlined in the FCRA to ensure compliance moving forward. Please consider this communication as a formal request and a reminder of my rights under the FCRA. I expect a timely and satisfactory resolution to this matter. Failure to do so may result in further action being taken to protect my consumer rights. Thank you for your attention to this matter. I look forward to your prompt response. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #7025059 about?
Complaint #7025059 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Unable to get your credit report or credit score. It was received by the CFPB on 2023-05-24T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.