Debt collection -- Attempts to collect debt not owed -- Complaint #7018374

Complaint Overview

Complaint ID: 7018374

Company: Transworld Systems INC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Tennessee

ZIP Code: 376XX

Date Received: 2023-05-23T12:00:00-05:00

Date Sent to Company: 2023-06-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American, Servicemember

Consumer Narrative

XXXX XXXX XXXX wrongfully reported a timely and fully paid damage claim to their designated collection agency ( Transworld Systems Inc. ) Without success, I notified both, XXXX XXXX and Transworld Systems Inc. on XX/XX/2023, and on XX/XX/2023, by telephone and written letters, respectively. A canceled check, referencing the final payment was negotiated on XX/XX/2023. A letter was received on XX/XX/2023, from XXXX XXXX that the document subject claim was fully paid and the claim is closed. Yet, XXXX XXXX and Transworld Systems Inc., fail to update their database to show that the claim was timely paid and any collection agency action, including reporting the claim to credit bureau reporting agencies.

Frequently Asked Questions

What is Complaint #7018374 about?

Complaint #7018374 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-05-23T12:00:00-05:00.

How did Transworld Systems INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Transworld Systems INC?

Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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