Debt collection -- False statements or representation -- Complaint #7012642
Complaint Overview
Complaint ID: 7012642
Company: Retail Merchants Associates
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Indicated you were committing crime by not paying debt
State: Louisiana
ZIP Code: 711XX
Date Received: 2023-05-22T12:00:00-05:00
Date Sent to Company: 2023-05-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reporting on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and remove off of my consumer report immediately as its violating several laws. Remove these account and information immediately!
Frequently Asked Questions
What is Complaint #7012642 about?
Complaint #7012642 was filed against Retail Merchants Associates regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2023-05-22T12:00:00-05:00.
How did Retail Merchants Associates respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Retail Merchants Associates?
Yes, visit the Retail Merchants Associates company profile at readthecomplaint.com/company/retail-merchants-associates to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.