Debt collection -- Took or threatened to take negative or legal action -- Complaint #7004591

Complaint Overview

Complaint ID: 7004591

Company: National Credit Adjusters, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened to sue you for very old debt

State: California

ZIP Code: 94561

Date Received: 2023-05-20T12:00:00-05:00

Date Sent to Company: 2023-05-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This company has a collection on my credit report in the amount of {$3500.00} that they say belongs to me. I get threatening calls even to my family members that live on the east coast. Im writing to you because not only is this an issue but the fact that there are more than the account has multiple inaccuracies and its hurting my chances of buying a home. I have contacted them as well as XXXX and to no avail XXXX dis not do a thorough investigation on this matter. I want this account removed.

Frequently Asked Questions

What is Complaint #7004591 about?

Complaint #7004591 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-05-20T12:00:00-05:00.

How did National Credit Adjusters, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against National Credit Adjusters, LLC?

Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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