Checking or savings account -- Opening an account -- Complaint #6997265
Complaint Overview
Complaint ID: 6997265
Company: Navy Federal Credit Union
Product: Checking or savings account
Sub-Product: Other banking product or service
Issue: Opening an account
Sub-Issue: Unable to open an account
State: Florida
ZIP Code: XXXXX
Date Received: 2023-05-18T12:00:00-05:00
Date Sent to Company: 2023-05-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Consumer Financial Protection Bureau, I am writing to bring to your attention a matter of utmost concern regarding the denial of my constitutional rights as a trustee and secured creditor by Navy Federal Credit Union. Despite my best efforts to engage with the bank in a professional and lawful manner, I have been denied services without any factual or lawful explanation. As a trustee for the trust, I demand a lawful explanation as to why I am being denied services from a public entity. It is my fiduciary duty to ensure that the trust is properly managed, and by denying me access to banking services, Navy Federal Credit Union is hindering my ability to fulfill my responsibilities. Furthermore, I am deeply troubled by the fact that a public entity that deals, negotiates, discounts, and offers securities is denying my fiduciary duty to the trust I am vested in as trustee. This raises serious questions about the authority under which the bank operates- is it governed by self-governance or the governance of the public? I urge you to investigate this matter promptly and take appropriate action to ensure that my constitutional rights are not being violated. As a trustee, I have a responsibility to the trust and its beneficiaries.
Frequently Asked Questions
What is Complaint #6997265 about?
Complaint #6997265 was filed against Navy Federal Credit Union regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2023-05-18T12:00:00-05:00.
How did Navy Federal Credit Union respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Navy Federal Credit Union?
Yes, visit the Navy Federal Credit Union company profile at readthecomplaint.com/company/navy-federal-credit-union to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.