Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6945056
Complaint Overview
Complaint ID: 6945056
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Pennsylvania
ZIP Code: 19124
Date Received: 2023-05-05T12:00:00-05:00
Date Sent to Company: 2023-05-05T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Name XXXX XXXX Address XXXX XXXX XXXX, XXXXXXXX XXXX XXXX ATTN : XXXX, XXXX, Transunion As a federally protected consumer, Im aware thats youve assumed a vital role in assembling and evaluating information pertaining to me. Congress makes it known that I have a RIGHT TO PRIVACY as a federally protected consumer in which youve infringed upon without my lawful consent. Pursuant to 15 USC 1681, It is the purpose of the Fair Credit Reporting Act to insure that you exercise your grave responsibilities with fairness, impartiality in a manner which is FAIR AND EQUITABLE to me as the consumer! Inaccurate reporting impairs the efficiency of the banking system, weighs on my credit worthiness, and damages my character! Your actions does not only violate the Fair Credit Reporting Act but it also violates the Gramm Leach Bliley Act! Pursuant to 15 USC 6802, Ive NEVER gave you or your nonaffiliated 3rd parties listed in this letter any form of lawful consent to share my nonpublic personal information! Im ordering you to Cease and Desist your illegal actions! This constitutes as aggravated identity theft for knowingly and willfully using my information without my lawful consent or any lawful authority pursuant to 18 USC 1028A! Pursuant to 15 USC 1681c-2, Federal Law states that no later than 4 business days after receipt of this notice, you shall block the reporting of the identified information provided. Therefore, pursuant to 15 USC 1681b ( a ) ( 2 ) in accordance with my written instructions, my demands are as followed : 1. Account - XXXX XXXX Date - XX/XX/XXXX Demand Remove inquiry 2. Account - XXXX XXXX XXXX Date - XX/XX/XXXX Demand Remove inquiry 3. Account XXXX XXXXXXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 4. Account XXXX XXXX XXXX Date -XXXX XXXXXXXX, XXXX Demand Remove ( account or late payment or inquiry ) 5. Account XXXX XXXXXXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 6. Account -XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 7 Account- XXXX XXXX XXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 8. Account XXXX XXXXXXXX XXXX Date XXXX XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 9. Account - XXXX XXXXl Date - XXXX XXXX Demand Remove ( account or late payment or inquiry ) 10. Account - XXXXXXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 11. Account - XXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 12. Account -XXXX XXXX XXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 13. Account -XXXX XXXX XXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 14. Account XXXX XXXX Date - XXXX XXXX Demand Remove ( account or late payment or inquiry ) 15. Account XXXX XXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) 16. Account -XXXX XXXX XXXX XXXX Date - XX/XX/XXXX Demand - Remove 17. Account -XXXX XXXX Date - XX/XX/XXXX Demand Remove ( account or late payment or inquiry ) *Failure to comply with my expressed demands within 4 days, You will be held civilly and criminally liable for violating the Fair Credit Reporting Act, Gramm Leach Bliley Act and Aggravated Identity Theft* Sincerely, XXXX XXXX Last Name , First Name /Agent/Beneficiary Without prejudice, all natural inalienable rights reserved
Frequently Asked Questions
What is Complaint #6945056 about?
Complaint #6945056 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-05-05T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.