Mortgage -- Trouble during payment process -- Complaint #6916821
Complaint Overview
Complaint ID: 6916821
Company: Wells Fargo & Company
Product: Mortgage
Sub-Product: FHA mortgage
Issue: Trouble during payment process
State: Louisiana
ZIP Code: 70003
Date Received: 2023-05-01T12:00:00-05:00
Date Sent to Company: 2023-05-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
Gentleman, In response to Wells Fargo 's XX/XX/XXXX, response to complaint number XXXX. I am attaching further corroboration documentation substantiating that Wells Fargo is Explicitly, Unquestionably and Undeniably the appropriate company at issue. Wells Fargo continues to avoid responding to this serious matter. Wells Fargo denied that it is the appropriate company to this complaint on XX/XX/XXXX and yet again on XX/XX/XXXX. In its most recent response on XX/XX/XXXX Wells Fargo again avoids responding to this complaint stating that it has received correspondence through the CFPB pertaining to the servicing of a mortgage. This complaint is pertaining to WELLS FARGO. WELLS FARGO initiated foreclosure proceedings against me back on XX/XX/XXXX claiming to be Holder in Due Course and Owner of the Note and Mortgage at issue. As evidenced in the attached, The XXXX XXXX found that Wells Fargo failed to prove ownership of the Note and Mortgage at issue. XXXXXXXX XXXX and XXXX XXXX have both collaborated in this Wrongful Foreclosure action against me as mentioned in my previous complaints by submitting False, Forged, Fraudulent and Fabricated Affidavits of Amounts Owed and a Corrective Assignment of Mortgage. As evidenced in the XXXX XXXX XXXX, the affidavits are invalid. I am attaching the Pooling and Servicing Agreement which makes it abundantly clear on page 33 of the Prospectus that the Trustee " MAY NOT '' be able to Enforce the Mortgage Note. This is corroboration documentation substantiating the fact that WELLS FARGO has Wrongfully pursued Foreclose against my property. I have requested that Wells Fargo include me in the XX/XX/XXXX consent judgement and I am asking the CFPB order WELLS FARGO to comply. I have also requested Wells Fargo to Rescind the Instrument and execute a Quiet Title. I appreciate your assistance in this matter. Kindest Regards, XXXX XXXX
Frequently Asked Questions
What is Complaint #6916821 about?
Complaint #6916821 was filed against Wells Fargo & Company regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2023-05-01T12:00:00-05:00.
How did Wells Fargo & Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Wells Fargo & Company?
Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.