Debt collection -- Took or threatened to take negative or legal action -- Complaint #6909483

Complaint Overview

Complaint ID: 6909483

Company: Cso Financial

Product: Debt collection

Sub-Product: I do not know

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened to sue you for very old debt

State: Oregon

ZIP Code: 978XX

Date Received: 2023-04-30T12:00:00-05:00

Date Sent to Company: 2023-06-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Received letter stating I will have wages Garnished post marked XX/XX/XXXX. XXXX became subject to garnishment on XX/XX/XXXX of XXXX. Original debt is for {$1800.00}. Now is XXXX. Oregon statute of limitations is six years and debt collectors should not take person to court to sue to garnish wages.

Frequently Asked Questions

What is Complaint #6909483 about?

Complaint #6909483 was filed against Cso Financial regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-04-30T12:00:00-05:00.

How did Cso Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cso Financial?

Yes, visit the Cso Financial company profile at readthecomplaint.com/company/cso-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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