Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6905766
Complaint Overview
Complaint ID: 6905766
Company: Capital One Financial Corporation
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Was not notified of investigation status or results
State: Texas
ZIP Code: 78758
Date Received: 2023-04-28T12:00:00-05:00
Date Sent to Company: 2023-04-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Re : This is certainly not an ordinary question. Make a move promptly you are in infringement. NOTICE OF Forthcoming Suit Looking for Alleviation AND Money related Harms UNDER FCRA Area 616 and Area 617 Kindly acknowledge this last composed Proposition OF SETTLEMENT BEFORE Prosecution as my endeavor to agreeably determine your proceeded with infringement of the Fair Credit Revealing Demonstration in regards to your refusal to erase Mistaken, Strange and Refuted data from my customer record. I mean to seek after prosecution as per the FCRA to look for help and recuperate all money related harms that I might be qualified for under Segment 616 and Area 617 assuming that the Wrong, Strange and Nullified things recorded underneath are not erased right away. A duplicate of this letter as well as Wrong Mistaken Things shipped off you already will likewise turn out to be important for a f ormal grumbling to the XXXX XXXX XXXX and will be utilized as proof in forthcoming case furnished you neglect to conform to this proposal of settlement. YOU ARE IN DIRECT Infringement OF THE FCRA, the unsubstantiated things recorded underneath still stay on my credit report disregarding Government Regulation. You are expected under the FCRA to have a duplicate of the first banks documentation on record to confirm that this data is mine and is right. In the aftereffects of your examinations, you expressed recorded as a hard copy that you " checked '' that these things are being " accounted for accurately ''? Who confirmed these records? You have NOT given me a duplicate of ANY unique documentation ( a purchaser contract with my unmistakable on it ) as expected under Segment 609 ( a ) ( 1 ) ( A ) and Segment 611 ( a ) ( 1 ) ( A ). Moreover you have neglected to give the technique for check as expected under Segment 611 ( a ) ( 7 ). If it's not too much trouble, be prompted that under Segment 611 ( 5 ) ( A ) of the FCRA - you are expected to " ... promptly Erase all data which can't be confirmed. '' I'm reaching you about the compromising of my government backed retirement number. I'm a casualty of Fraud. I reached the XXXX XXXX XXXX and documented a protest # I'm a casualty of fraud and I write to question specific data in my document coming about because of the wrongdoing that I as of late became mindful of. The things I'm questioning connect with no exchanges that I have made or approved. If it's not too much trouble, Eliminate this data at the earliest conceivable time. If it's not too much trouble, know that subject to your reaction, I might be enumerating any likely issues with your organization through a web-based public statement, including documentation of any potential little cases activity. I'm likewise including a duplicate of my grumbling to the associations beneath : CC : XXXX XXXX Right hand XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1700 G. Road NW Washington, D.C. 2055 CC : Law office XXXX, XXXXXXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX CC : XXXX XXXX XXXX XXXX XXXX CC : XXXX XXXX XXXX CC : State Senate CC : XXXX XXXX XXXX XXXX CC : XXXX XXXX XXXX XXXX CC : XXXX XXXX XXXX CC : XXXX XXXX XXXX CC : XXXX XXXX XXXX CC : XXXX XXXX XXXX CC : California XXXX XXXX XXXX XXXX XXXX XXXX ''
Frequently Asked Questions
What is Complaint #6905766 about?
Complaint #6905766 was filed against Capital One Financial Corporation regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-04-28T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.