Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6905167

Complaint Overview

Complaint ID: 6905167

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Texas

ZIP Code: 75253

Date Received: 2023-04-28T12:00:00-05:00

Date Sent to Company: 2023-04-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is in reference to complaint XXXX. Experian responded stating that the company verified that the disputed information was accurate as reported, but how can that be when I attached the letter from the company stating that they would be doing a goodwill adjustment. I do not believe that Experian cared enough to open the pdf attached because if they did, they would have seen the company 's response. The company also stated that no one from Experian recached out to do an investigation. Per the Senior Specialist XXXX at XXXX XXXX, this account is to be updated. If this account is not updated in 15 days, I will be seeking legal action. Once again please see the attached letter from the Creditor stating that they sent an AUD and requested that the late payment be removed.

Frequently Asked Questions

What is Complaint #6905167 about?

Complaint #6905167 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-04-28T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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