Debt collection -- Attempts to collect debt not owed -- Complaint #6904893

Complaint Overview

Complaint ID: 6904893

Company: Fiserv Finxact Core

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Alabama

ZIP Code: 35205

Date Received: 2023-04-28T12:00:00-05:00

Date Sent to Company: 2023-04-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX XXXX XXXX XXXX contacted me today about a debt of XXXX owed to Telecheck and they are representing them to collect that debt ( XX/XX/XXXX ). I said that the check is the result of my lost checkbook last year ( which I already filed three complain with CFPB ). I said I can send them police report, but they refuse to offer me means to do that. They refused to report this to Telecheck and insisted I have to contact Telecheck to myself the issue. They also not tell me their official address and refuse to disclose how they get my personal information. I also try to file a dispute with Telecheck, but their website do not allow me to submit a dispute.

Frequently Asked Questions

What is Complaint #6904893 about?

Complaint #6904893 was filed against Fiserv Finxact Core regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-04-28T12:00:00-05:00.

How did Fiserv Finxact Core respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Fiserv Finxact Core?

Yes, visit the Fiserv Finxact Core company profile at readthecomplaint.com/company/fiserv-finxact-core to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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