Credit card or prepaid card -- Unexpected or other fees -- Complaint #6901331

Complaint Overview

Complaint ID: 6901331

Company: Incomm Holdings INC.

Product: Credit card or prepaid card

Sub-Product: General-purpose prepaid card

Issue: Unexpected or other fees

State: Illinois

ZIP Code: 60453

Date Received: 2023-04-27T12:00:00-05:00

Date Sent to Company: 2023-05-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I thought I was talking to Vanillagift.com, but it was a scam to sign me up with their company called XXXX, Savings now and later and Moinitor Protect ID, they took my card number, name, email, address, phone and birthday all the while saying they were going to help me with my vanilla gift card. I found this phone number online after seaching for check your balance on vanillagift.com. It was not the card company, it was a scam. They also said they were going to charge me XXXX for their services for these 3 companies. Twice i got disconnected and had to call back, the third time the women who answered the phone said she could help me with my XXXX, which I do not have, so that was fishy too. After I hung up with them and actually talked to vanillagift, there were charges at a dry cleaners in XXXX XXXX California and I live in Illinois. So my card has now been blocked I have to wait for charges to be reversed and get a replacement card from vanilla. The company that claims it is XXXX XXXX XXXX XXXX now and later XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #6901331 about?

Complaint #6901331 was filed against Incomm Holdings INC. regarding Credit card or prepaid card specifically about Unexpected or other fees. It was received by the CFPB on 2023-04-27T12:00:00-05:00.

How did Incomm Holdings INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Incomm Holdings INC.?

Yes, visit the Incomm Holdings INC. company profile at readthecomplaint.com/company/incomm-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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