Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6901207
Complaint Overview
Complaint ID: 6901207
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Investigation took more than 30 days
State: Florida
ZIP Code: 32825
Date Received: 2023-04-27T12:00:00-05:00
Date Sent to Company: 2023-04-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My initial contact was XX/XX/XXXX till this very day I am still awaiting a response from Equifax here is my final complaint/dispute. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Fl. Equifax XXXX XXXX XXXX XXXX, XXXX XXXX XX/XX/2023 Dear Equifax, Im not happy with the way your company is handling my disputes. My next step in this matter is to file complaints with the Attorney Generals Office in your state and my state if this matter is not fixed. These accounts listed below are problematic and need to be reinvestigated. XXXX. XXXX XXXX & XXXX ( XXXX ) account # unknown not my account XXXX. XXXX XXXX, XXXX XXXX XXXX inaccurate reporting account closed never late. XXXX. XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX, inaccurate reporting account closed never late. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX inaccurate reporting XXXX. XXXX XXXXXXXX XXXX XXXX XXXXXXXX, inaccurate reporting paid ion full closed account to be removed from the report. These accounts should not be furnished on my consumer report they are in VIOLATION!! Under 15 U.S. Code 1681b-Permissible purposes of consumer reports ( a ) in general Subjec6t to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) in accordance with the written instruction of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federally protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer, I am demanding the deletion of the accounts listed IMMEDIATELY. Its your duty, mandated by law, to reinvestigate any dispute sent by consumers. The furnisher never provided any proof to me that the account listed above was reported 100 % accurate. Im telling you that Im ready to initiate my own investigation by filing complaints with the Attorney Generals Office in my state and yours if the above items are not deleted ASAP. Tracking everything CC : FTC Report # XXXX Respectfully, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #6901207 about?
Complaint #6901207 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-04-27T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.