Payday loan, title loan, or personal loan -- Problem with cash advance -- Complaint #6883425
Complaint Overview
Complaint ID: 6883425
Company: State Employees Credit Union
Product: Payday loan, title loan, or personal loan
Sub-Product: Personal line of credit
Issue: Problem with cash advance
State: Georgia
ZIP Code: 30318
Date Received: 2023-04-24T12:00:00-05:00
Date Sent to Company: 2023-04-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
The Loan was a Salary at NC State Employees credit union and according to them the loan charged off XXXX XXXX and they sent to collection as charge off XX/XX/2017 and they could not provide any proper documentation of when I paid they told me they scrubbed my account. Only after relocating Georgia I not only did not receive any type of correspondence Banking at new address informing of loan balance was owed. They did not report to three credit agencies for months then started reporting back XXXX. I have repeatedly asked for them to removed due to paying prior to charge off. I have been deployed total and XXXX XXXX XXXX and divorced since debt and survivor of XXXX. Please have them sent documentation to support their report or removed completely
Frequently Asked Questions
What is Complaint #6883425 about?
Complaint #6883425 was filed against State Employees Credit Union regarding Payday loan, title loan, or personal loan specifically about Problem with cash advance. It was received by the CFPB on 2023-04-24T12:00:00-05:00.
How did State Employees Credit Union respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against State Employees Credit Union?
Yes, visit the State Employees Credit Union company profile at readthecomplaint.com/company/state-employees-credit-union to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.