Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6852732
Complaint Overview
Complaint ID: 6852732
Company: Encore Capital Group INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: New York
ZIP Code: 11234
Date Received: 2023-04-17T12:00:00-05:00
Date Sent to Company: 2023-04-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To whom it may concern, Midland Credit Management is Reporting Inaccurate and Incorrect information on my Credit Report. XXXXXXXX XXXX Claimed The Tradeline has been Deleted but MIDLAND CREDIT MANAGEMENT Has Furnished an Inquiry on my Credit Report without Verify it as Usual. I do not have any Contractual Agreement with Midland Credit Management or any written Agreement with them whatsoever. I need that XXXXXXXX XXXX Account Deleted from My Credit Report and a Letter sent to me and All Credit Reporting agencies stating so.
Frequently Asked Questions
What is Complaint #6852732 about?
Complaint #6852732 was filed against Encore Capital Group INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-04-17T12:00:00-05:00.
How did Encore Capital Group INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Encore Capital Group INC.?
Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.