Debt collection -- Written notification about debt -- Complaint #6846991
Complaint Overview
Complaint ID: 6846991
Company: We Collect INC
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Oregon
ZIP Code: 97206
Date Received: 2023-04-16T12:00:00-05:00
Date Sent to Company: 2023-04-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I was alerted about a debt through my employer. On the judgement it shows " Atlas Financial Services ''. I called Atlas. They told did not verify me as the consumer, they denied reporting to credit bureaus as past the statute of limitations. The amount reported owed is 2x what is listed on the XXXX XXXX OR case record. The debtor did not notify me in XXXX as the case note indicates. I was actively working and at a permanent residence, working with a credit fixing agency, whom also did not find debt listed in my credit history or judgements. I have attempted to deny the claim with the court and was denied due to default judgement listed XX/XX/XXXX. It is XX/XX/XXXX and employer received noticed of the debt, first issued for collections in XXXX, then XXXX. OR law statute of limitations is 6 years. Collection agency, AFS, disclosed medical debt without verifying myself as the responsible party.
Frequently Asked Questions
What is Complaint #6846991 about?
Complaint #6846991 was filed against We Collect INC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-04-16T12:00:00-05:00.
How did We Collect INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against We Collect INC?
Yes, visit the We Collect INC company profile at readthecomplaint.com/company/we-collect-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.