Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6844163

Complaint Overview

Complaint ID: 6844163

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Nevada

ZIP Code: 89141

Date Received: 2023-04-15T12:00:00-05:00

Date Sent to Company: 2023-04-15T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I recently disputed unauthorized credit inquiries made by unrecognized creditors on my Equifax credit report. Equifax returned a result of that dispute, without any research whatsoever. The results were that the inquiries remained. Please see attached report. I was unable to exercise my right to make a dispute of the inquiries at all, with XXXX and XXXX, by phone nor online.

Frequently Asked Questions

What is Complaint #6844163 about?

Complaint #6844163 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-04-15T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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