Debt collection -- Took or threatened to take negative or legal action -- Complaint #6842135
Complaint Overview
Complaint ID: 6842135
Company: Diverse Funding Associates LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Oregon
ZIP Code: 972XX
Date Received: 2023-04-14T12:00:00-05:00
Date Sent to Company: 2023-04-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
DNF Associates of New York has reported me to XXXX for a charged off debt that was first reported delinquent and last paid on XX/XX/2016. The original debt was issued by XXXX XXXX XXXXXXXX, charged off, and closed. However, this debt is now over 7-years old. I am concerned because this entry is adversely impacting my credit rating.
Frequently Asked Questions
What is Complaint #6842135 about?
Complaint #6842135 was filed against Diverse Funding Associates LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-04-14T12:00:00-05:00.
How did Diverse Funding Associates LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Diverse Funding Associates LLC?
Yes, visit the Diverse Funding Associates LLC company profile at readthecomplaint.com/company/diverse-funding-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.