Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6836978
Complaint Overview
Complaint ID: 6836978
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Investigation took more than 30 days
State: Texas
ZIP Code: 775XX
Date Received: 2023-04-13T12:00:00-05:00
Date Sent to Company: 2023-04-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Re : This is certainly not an ordinary question. Make a move promptly you are in infringement. NOTICE OF Forthcoming Suit Looking for Alleviation AND Money related Harms UNDER FCRA Area 616 and Area 617 Kindly acknowledge this last composed Proposition OF SETTLEMENT BEFORE Prosecution as my endeavor to agreeably determine your proceeded with infringement of the Fair Credit Detailing Act in regards to your refusal to erase Erroneous, Strange and Nullified data from my purchaser document. I plan to seek after suit as per the FCRA to look for help and recuperate all financial harms that I might be qualified for under Segment 616 and Area 617 assuming the Mistaken, Mysterious and Nullified things recorded beneath are not erased right away. A duplicate of this letter as well as Off base Mistaken Things shipped off you beforehand will likewise turn out to be important for a f ormal protest to the Government Exchange Commission and will be utilized as proof in forthcoming suit furnished you neglect to consent to this proposal of settlement. YOU ARE IN DIRECT Infringement OF THE FCRA, the unsubstantiated things recorded beneath still stay on my credit report disregarding Government Regulation. You are expected under the FCRA to have a duplicate of the first banks documentation on record to check that this data is mine and is right. In the consequences of your examinations, you expressed recorded as a hard copy that you " checked '' that these things are being " accounted for accurately ''? Who checked these records? You have NOT given me a duplicate of ANY unique documentation ( a purchaser contract with my particular on it ) as expected under Segment 609 ( a ) ( 1 ) ( A ) and Segment 611 ( a ) ( 1 ) ( A ). Moreover you have neglected to give the strategy for check as expected under Segment 611 ( a ) ( 7 ). If it's not too much trouble, be prompted that under Segment 611 ( 5 ) ( A ) of the FCRA - you are expected to " ... promptly Erase all data which can't be confirmed. '' I'm reaching you about the compromising of my government backed retirement number. I'm a casualty of Fraud. I reached the Government Exchange Commission and documented a protest # I'm a casualty of fraud and I write to question specific data in my document coming about because of the wrongdoing that I as of late became mindful of. The things I'm questioning connect with no exchanges that I have made or approved. If it's not too much trouble, Eliminate this data at the earliest conceivable time. If it's not too much trouble, know that subject to your reaction, I might be enumerating any likely issues with your organization through a web-based public statement, including documentation of any potential little cases activity. I'm likewise including a duplicate of my grievance to the associations beneath : CC : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, D.CXXXX XXXX CC : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX Department XXXX : Principal legal officer 's Office CC : XXXX XXXX XXXX CC : State Senate CC : Government Store Protection Enterprise CC : Representative Of The Cash CC : XXXX XXXX XXXX CC : Credit and protection CC : Government Exchange Commission CC : XXXX XXXX XXXX CC : California XXXX XXXX Division of customer protests
Frequently Asked Questions
What is Complaint #6836978 about?
Complaint #6836978 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-04-13T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.