Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6820836
Complaint Overview
Complaint ID: 6820836
Company: Loqbox US INC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 30019
Date Received: 2023-04-10T12:00:00-05:00
Date Sent to Company: 2023-04-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hello, I have recently opened a loqbox.com credit builder accoun, and I have made two payments already. The payments I made have not been reported to the credit bureaus yet. It still shows I have yet to make a payment, which isnt accurate representation of my true credit worthiness. I have gotten denied while applying for new credit as it still shows I owe the full balance on the secured loan, and that is false. The reason or being denied was " you still owe 100 % utilization on an existing loan amount '' and " not enough payments made on an existing loan '' which is false. Please make an update to the credit bureaus to reflect both of my payments and the new loan amount ASAP. Thank you for your assistance in this matter. Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX
Frequently Asked Questions
What is Complaint #6820836 about?
Complaint #6820836 was filed against Loqbox US INC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-04-10T12:00:00-05:00.
How did Loqbox US INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Loqbox US INC?
Yes, visit the Loqbox US INC company profile at readthecomplaint.com/company/loqbox-us-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.