Checking or savings account -- Opening an account -- Complaint #6789872

Complaint Overview

Complaint ID: 6789872

Company: Capital One Financial Corporation

Product: Checking or savings account

Sub-Product: Checking account

Issue: Opening an account

Sub-Issue: Account opened as a result of fraud

State: Ohio

ZIP Code: 444XX

Date Received: 2023-04-03T12:00:00-05:00

Date Sent to Company: 2023-04-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XX/XX/ I received emails and text messages referencing a checking account with Capital One that was fraudulently opened under my maiden name. I called Capital One to close the account on XXXX XXXX and was told I successfully closed the account and would receive a letter confirming that within 10 days. I also mailed a letter on XX/XX/ to Capital Ones fraud department to reiterate the closure of that account. I have not received any confirmation that the account was closed and on XXXX received another email from capital one that I needed to sign into my account to complete setting up my account or it would be closed. This indicates that the account was never closed

Frequently Asked Questions

What is Complaint #6789872 about?

Complaint #6789872 was filed against Capital One Financial Corporation regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2023-04-03T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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