Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6784117

Complaint Overview

Complaint ID: 6784117

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Difficulty submitting a dispute or getting information about a dispute over the phone

State: Missouri

ZIP Code: 63368

Date Received: 2023-04-01T12:00:00-05:00

Date Sent to Company: 2023-04-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

i have a n item on my experian credit report for XXXX from XXXX XXXX XXXX. for a debt when i call nobody including me knows what it is for. I have requested the info and it be removed over and over i get nothing and experian says they instigated and found it to be legit. But even when i call the experian people dont understand why it is there. All i know is i don't know what the amount is for. They say its because didn't give notice but i did, I moved out later XXXX, and told them why. I am only told i owed like XXXX and the y applied my deposit to it and for stuff that i wasn't even there anymore. if its legit fine but i can not get anything saying what its for and if i cant experian cant so how can it be on my creditor report its bs.

Frequently Asked Questions

What is Complaint #6784117 about?

Complaint #6784117 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-04-01T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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