Checking or savings account -- Opening an account -- Complaint #6780176

Complaint Overview

Complaint ID: 6780176

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Opening an account

Sub-Issue: Account opened as a result of fraud

State: Louisiana

ZIP Code: 711XX

Date Received: 2023-03-31T12:00:00-05:00

Date Sent to Company: 2023-03-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XX/XX/XXXX An account was open in my name using data that is listed on my job website that was hacked as well. The hacker changed my banking information to unknown Chime account. A police report was made. My job has also tried to get the money sent back. Chime only sent XXXX of XXXX dollars. I have reached out to Chime 3 months straight, uploaded documents as well as identification and yet Chime have not rectified my concern of my refund. My job sent a report to chime to retrieve funds : Duplicate ticket -- Indemnity letter for PP26 was sent to XXXXXXXX XXXX on XX/XX/XXXX. We have not received a response/funds back at this time. We are not authorized to make refunds until the bank returns the money. The money was sent on trace # XXXX with a transfer date of XX/XX/XXXX and effective date of XX/XX/XXXX

Frequently Asked Questions

What is Complaint #6780176 about?

Complaint #6780176 was filed against Chime Financial INC regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2023-03-31T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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