Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6771220
Complaint Overview
Complaint ID: 6771220
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information is missing that should be on the report
State: Texas
ZIP Code: 77494
Date Received: 2023-03-29T12:00:00-05:00
Date Sent to Company: 2023-03-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In review of my Equifax credit report I noticed that there are three ( 3 ) accounts that are reporting inaccurate information. 1 ) Collection account with no information of who the creditor is, no contact onformation, no original creditor no account name. ( see attached report ) 2 ) XXXX XXXX XXXX - Account is reporting closed, however there are three ( 3 ) late payments reporting in 2019. I have never been late with this account and I contacted the original creditor and was advised to contact the credit bureau to get this information corrected. ( see attached ) 3 ) XXXX XXXX The account " Status '' is reporting as " Charge-Off '' along with the " Comments ''. This account was paid in full and creditor stated that they reported this to the credit bureaus. I was asdvised by the creditor to contact the credit bureaus to correct this matter. ( see attached ) I would like for Equifax to review these inaccurate reporting information and make the necessary corrections.
Frequently Asked Questions
What is Complaint #6771220 about?
Complaint #6771220 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-03-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.