Debt collection -- Attempts to collect debt not owed -- Complaint #6769983
Complaint Overview
Complaint ID: 6769983
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Ohio
ZIP Code: 44708
Date Received: 2023-03-29T12:00:00-05:00
Date Sent to Company: 2023-03-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXXXXXX XXXX XXXX claims that I owe them {$110.00} for insurance policy. The policy was canceled before it was renewed. They are trying to scam me and make money off of me. It was canceled I believe in XXXX of XXXX. On XX/XX/XXXX I received a letter from a collection agency that I have nothing to do with asking me to pay {$110.00}. I dont recognize this debt, furthermore on XX/XX/XXXX I received SMS from this collection agency Credit collection services telling me that I owe them money and their contact information. I texted them back there was no response. I dont want to be contacted and harassed by them. Ive tried resolving this with XXXXXXXX XXXX XXXX on XX/XX/XXXX but they just hung up the phone. They sold my personal information to a collection agency that I never agreed on, thats a breach of my privacy. I dont owe money to nobody and now they will destroy my credit score for a made up debt that XXXX XXXX XXXX created. I canceled the policy before the renewal date.
Frequently Asked Questions
What is Complaint #6769983 about?
Complaint #6769983 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-03-29T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.