Debt collection -- Written notification about debt -- Complaint #6757452
Complaint Overview
Complaint ID: 6757452
Company: Sa-Vit Enterprises, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: New Jersey
ZIP Code: 07093
Date Received: 2023-03-27T12:00:00-05:00
Date Sent to Company: 2023-03-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Medical Debt was Reported to Credit Bureau in XX/XX/XXXX. I am unaware of any medical procedures done, but based off the timeline, the original creditor was most likely for a Covid Test back in XXXX when state wide emergency was in effect and all COVID exams were free. This was never verified or made aware of to me. I did not receive any notice of debt from provider OR collection agency and first saw it on my credit report. I disputed it on all 3 Bureau, It does not show on XXXX and XXXX, but as of XX/XX/XXXX, the collection shows on XXXX. The latest status date was as of XX/XX/XXXX. The amount of the debt is {$470.00}. I am also aware that medical debt under 500 should not be reported /shown on Credit report and should not affect credit score.
Frequently Asked Questions
What is Complaint #6757452 about?
Complaint #6757452 was filed against Sa-Vit Enterprises, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-03-27T12:00:00-05:00.
How did Sa-Vit Enterprises, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Sa-Vit Enterprises, INC.?
Yes, visit the Sa-Vit Enterprises, INC. company profile at readthecomplaint.com/company/sa-vit-enterprises-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.