Debt collection -- Written notification about debt -- Complaint #6752361
Complaint Overview
Complaint ID: 6752361
Company: Palm Beach Credit Adjustors, INC
Product: Debt collection
Sub-Product: Medical debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Florida
ZIP Code: 33063
Date Received: 2023-03-26T12:00:00-05:00
Date Sent to Company: 2023-03-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2023, I sent a letter to Focus Financial Services after auditing my credit reports today and saw that they are reporting an alleged debt on there. I never received a dunning letter from them to allow me the opportunity to request validation of this alleged debt. Yet, they placed it on my credit reports. In my letter, I requested that they sent me legal documents to validate the alleged debt, but they completely ignored it. I am demanding that they close this account and delete it from my credit reports. Account number : XXXX
Frequently Asked Questions
What is Complaint #6752361 about?
Complaint #6752361 was filed against Palm Beach Credit Adjustors, INC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-03-26T12:00:00-05:00.
How did Palm Beach Credit Adjustors, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Palm Beach Credit Adjustors, INC?
Yes, visit the Palm Beach Credit Adjustors, INC company profile at readthecomplaint.com/company/palm-beach-credit-adjustors-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.