Debt collection -- Attempts to collect debt not owed -- Complaint #6749526
Complaint Overview
Complaint ID: 6749526
Company: Fay Servicing, LLC
Product: Debt collection
Sub-Product: Mortgage debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Virginia
ZIP Code: XXXXX
Date Received: 2023-03-25T12:00:00-05:00
Date Sent to Company: 2023-03-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Violations of : TILA ; FDCPA ; RESPA ; FTC ; Illegal Deed in Trust Filed over 13 months ; Failed To Accept Right To Cancel dated XX/XX/XXXX ; Decptive Practices ; Foreclosing on Time-Barred Debt ; Filed Certificate and Affidavit of Satisfaction Deed / Note XX/XX/XXXX ; Failed to Validate per attached QWR / Error Resolution Notice Under 12 C.F.R. 1024.35.
Frequently Asked Questions
What is Complaint #6749526 about?
Complaint #6749526 was filed against Fay Servicing, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-03-25T12:00:00-05:00.
How did Fay Servicing, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Fay Servicing, LLC?
Yes, visit the Fay Servicing, LLC company profile at readthecomplaint.com/company/fay-servicing-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.