Credit card or prepaid card -- Fees or interest -- Complaint #6749250
Complaint Overview
Complaint ID: 6749250
Company: Upgrade, INC.
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Fees or interest
Sub-Issue: Charged too much interest
State: Florida
ZIP Code: 32817
Date Received: 2023-03-25T12:00:00-05:00
Date Sent to Company: 2023-03-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
This Upgrade company charges exorbitant overlapping interest rates and consumer submitted payments are credited when the company processes the payment which typically takes ( XXXX ) XXXX weeks on a paper check forcing you to make online payment because it is Upgrades preferred method of payment not the consumers preferred method of payment.
Frequently Asked Questions
What is Complaint #6749250 about?
Complaint #6749250 was filed against Upgrade, INC. regarding Credit card or prepaid card specifically about Fees or interest. It was received by the CFPB on 2023-03-25T12:00:00-05:00.
How did Upgrade, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Upgrade, INC.?
Yes, visit the Upgrade, INC. company profile at readthecomplaint.com/company/upgrade-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.