Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6725218
Complaint Overview
Complaint ID: 6725218
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Investigation took more than 30 days
State: New Jersey
ZIP Code: 08759
Date Received: 2023-03-20T12:00:00-05:00
Date Sent to Company: 2023-03-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, New Jersey XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Dear Sir/Madam, I am writing to dispute several negative items that are currently listed on my credit report. I have reviewed my report and found several items that I do not recognize and believe may be fraudulent. Firstly, I am disputing an inquiry from XXXX XXXX XXXX dated XX/XX/XXXX. I have no recollection of authorizing this inquiry and suspect it may be fraudulent. Therefore, I am requesting that it be removed from my credit report immediately. Secondly, I am disputing inquiries from XXXX XXXX and XXXX XXXX, both dated XX/XX/XXXX. Again, I do not remember authorizing these inquiries and suspect they may also be fraudulent. Therefore, I am requesting that they be removed from my credit report immediately. Additionally, I am disputing several accounts that I have no recollection of belonging to me. These include an account with XXXX XXXXXXXX, account number XXXX, an account with XXXX XXXX, account number XXXX, and an account with XXXX XXXX, account number XXXX. I believe these accounts are frivolous and should not be listed on my credit report. Therefore, I am requesting that they be removed immediately. Lastly, I am disputing an inquiry from XXXX XXXX dated XX/XX/XXXX. I do not remember authorizing this inquiry and suspect it may be fraudulent. Therefore, I am requesting that it be removed from my credit report immediately. I appreciate your attention to this matter and look forward to receiving confirmation of these items being removed from my credit report. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #6725218 about?
Complaint #6725218 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-03-20T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.