Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6724833
Complaint Overview
Complaint ID: 6724833
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Investigation took more than 30 days
State: Arkansas
ZIP Code: 72032
Date Received: 2023-03-20T12:00:00-05:00
Date Sent to Company: 2023-03-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Arkansas XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Dear Sir/Madam, I am writing to dispute some of the information on my credit report that I believe is incorrect. I have identified several negative items that I request be removed from my report as soon as possible. Firstly, there are some personal details that do not belong to me, specifically the names " XXXX XXXX XXXX '' and " XXXX XXXX XXXX ''. Please delete these from my report immediately. Secondly, there are multiple previous addresses listed on my report that belong to other individuals. The addresses are as follows : XXXXXXXX XXXX XXXX XXXX XXXXXXXX, AR XXXX, dated XX/XX/XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX, AR XXXX, dated XX/XX/XXXX XXXX XXXX XXXX XXXX, AR XXXX, dated XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX, AR XXXX, dated XX/XX/XXXX XXXX XXXX XXXX XXXX, AR XXXX, dated XX/XX/XXXX XXXX XXXX XXXX XXXX, AR XXXX, dated XX/XX/XXXX XXXX XXXX XXXX XXXX, AR XXXX, dated XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX, AR XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, AR XXXX, dated XX/XX/XXXX I request that these addresses be removed from my report immediately, as they do not belong to me and are therefore not relevant to my credit history. Thirdly, there are several employers listed on my report that are not mine. The employers are as follows : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX Please delete these employers from my report immediately, as they do not belong to me and are therefore not relevant to my credit history. Lastly, there are several inquiries on my report that were not authorized by me. The inquiries are as follows : XXXX XXXXXXXX XXXX XXXX, dated XX/XX/XXXX XXXX XXXX XXXX, dated XX/XX/XXXX XXXX XXXX, dated XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX dated XX/XX/XXXX XXXX XXXX, dated XX/XX/XXXX XXXX XXXX, XXXX,, dated XX/XX/XXXX XXXX XXXX XXXX XXXX, dated XX/XX/XXXX XXXX, dated XX/XX/XXXX XXXX XXXX, dated XX/XX/XXXX I have no recollection of authorizing these credit pulls, and I demand that they be removed from my report immediately. Thank you for your attention to this matter. I look forward to hearing back from you soon. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #6724833 about?
Complaint #6724833 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-03-20T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.