Vehicle loan or lease -- Getting a loan or lease -- Complaint #6702071
Complaint Overview
Complaint ID: 6702071
Company: Innovative Funding Services, L.L.C.
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Getting a loan or lease
Sub-Issue: Fraudulent loan
State: California
ZIP Code: 94107
Date Received: 2023-03-15T12:00:00-05:00
Date Sent to Company: 2023-03-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I applied for a 2.91 % lease buyout with Autopay. Turns out they don't offer 2.91 % and they do not offer lease buyouts. I deleted my social security number before I submitted the app. The language stated the social security number would give them a more accurate determination. However, without the social security number they would provide a range. Both were false statements. They some how encrytped the number and had it when Autopay rep called. I was told they don't have 2.91 % even though it's on their website. I started getting calls from TRESI a company affiliated with XXXX. I never applied for a loan with them. Their representative called me to put an application in and I refused. I never applied for credit with them. I received a notice of adverse action and I never submitted an application. I never gave them my social security number. I have superior credit score and I demand action. This is outright fraud.
Frequently Asked Questions
What is Complaint #6702071 about?
Complaint #6702071 was filed against Innovative Funding Services, L.L.C. regarding Vehicle loan or lease specifically about Getting a loan or lease. It was received by the CFPB on 2023-03-15T12:00:00-05:00.
How did Innovative Funding Services, L.L.C. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Innovative Funding Services, L.L.C.?
Yes, visit the Innovative Funding Services, L.L.C. company profile at readthecomplaint.com/company/innovative-funding-services-l-l-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.