Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6702070

Complaint Overview

Complaint ID: 6702070

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Investigation took more than 30 days

State: North Carolina

ZIP Code: 28311

Date Received: 2023-03-15T12:00:00-05:00

Date Sent to Company: 2023-03-15T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Dear Sir/Madam, I am writing to dispute several negative items that have been found in my credit report. Upon reviewing my credit report, I have identified several inaccuracies that are adversely affecting my credit score. I am requesting that these items be removed from my credit report immediately in accordance with the Fair Credit Reporting Act ( FCRA ). Firstly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX - This address belongs to someone else. Delete it from my report immediately. Secondly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX XXXX XXXXXXXX, NC XXXX XX/XX/XXXX -This address belongs to someone else. Delete it from my report immediately. Thirdly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX -This address belongs to someone else. Delete it from my report immediately. Fourthly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX -This address belongs to someone else. Delete it from my report immediately. Fifthly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX - This address belongs to someone else. Delete it from my report immediately. Sixthly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX - This address belongs to someone else. Delete it from my report immediately. Seventhly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX - This address belongs to someone else. Delete it from my report immediately. Eighthly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX - This address belongs to someone else. Delete it from my report immediately. Ninthly, the following personal information is incorrect : Account Number : XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XX/XX/XXXX - This address belongs to someone else. Delete it from my report immediately. Tenthly, regarding XXXX Account Number : XXXX - I have no recollection of ever being late with any payments. Please remove this incorrect data from my credit file immediately. Eleventhly, regarding XXXX Account Number : XXXX - I have no recollection of ever being late with any payments. Please remove this incorrect data from my credit file immediately. Twelfthly, regarding XXXX Account Number : XXXX - I have no business relationship with this company. Please remove this unknown account from my credit report. Thirteenthly, regarding XXXX Account Number : XXXX - I have no business relationship with this company. Please remove this unknown account from my credit report. Fourteenthly, regarding XXXX XXXX XXXX XXXX Account Number : XXXX - How is it possible that this account has a payment history when it is a charge off? Please delete this account immediately. Fifteenthly, regarding XXXX XXXX XXXX Account Number : XXXX - How is it possible that this account has a payment history when it is a charge off? Please delete this account immediately. Sixteenthly, regarding XXXX XXXX XXXX XXXX Account Number : XXXX - How is it possible that this account has a payment history when it is a charge off? Please delete this account immediately. I understand my rights under the FCRA and I am requesting that you investigate these inaccuracies in my credit report as soon as possible. Please provide me with a written confirmation of the removal of these items from my credit report. Thank you for your time and attention to this matter. Sincerely, XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #6702070 about?

Complaint #6702070 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-03-15T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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