Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6701944

Complaint Overview

Complaint ID: 6701944

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Investigation took more than 30 days

State: North Carolina

ZIP Code: 28304

Date Received: 2023-03-15T12:00:00-05:00

Date Sent to Company: 2023-03-15T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, North Carolina XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Dear Sir/Madam, I am writing to dispute several negative items on my credit report, which are listed below : The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Moreover, inquiries have reached the statute of limitation. The inquiry from XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX I on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX NA on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX XXXX XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX, XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. The account number XXXX with XXXX contains incorrect late payments. I request that you remove them as soon as possible. The account number XXXX with XXXX XXXX XXXX A contains incorrect late payments. I request that you remove them as soon as possible. The account number XXXX with XXXX XXXX contains incorrect late payments. I request that you remove them as soon as possible. The account number XXXX with XXXX XXXX contains incorrect late payments. I request that you remove them as soon as possible. I am not familiar with the account number XXXX with XXXX XXXX XXXX I kindly request that you investigate and confirm whether this account belongs to me. If it does not, please remove it from my credit report. The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX XXXX XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. The account number XXXX with XXXX XXXX XXXX XXXX is not familiar to me. I kindly request that you investigate and confirm whether this account belongs to me. If it does not, please remove it from my credit report. I would like to request that you investigate and correct these errors on my credit report as soon as possible. Please notify me in writing of the actions you take regarding this matter. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX

Frequently Asked Questions

What is Complaint #6701944 about?

Complaint #6701944 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-03-15T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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