Debt collection -- Attempts to collect debt not owed -- Complaint #6684301

Complaint Overview

Complaint ID: 6684301

Company: Zwicker & Associates

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Tennessee

ZIP Code: 38301

Date Received: 2023-03-12T12:00:00-05:00

Date Sent to Company: 2023-04-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/23 I authorize payment of XXXX with Zwicker & Associates. But on that Friday they refused to except the payment amount I agreed to pay by XX/XX/23 It was supposed to come out from my bank. But that did not happen, I spoke to my bank and they couldn't see if a withdrawal was attempted. Later on ZWICKERPC.COM I tried to make that payment online, but on Zwicker payment system, I saw a different amount then what I agreed to and they also agreed. Now I see a amount around XXXX and this is a lot different from our agreement. I also have a letter from Zwicker saying that they are authorized to relive me of the decovery card dept ... .I feel that are committing astortion, and I know that is a crime.

Frequently Asked Questions

What is Complaint #6684301 about?

Complaint #6684301 was filed against Zwicker & Associates regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-03-12T12:00:00-05:00.

How did Zwicker & Associates respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Zwicker & Associates?

Yes, visit the Zwicker & Associates company profile at readthecomplaint.com/company/zwicker-associates to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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