Debt collection -- False statements or representation -- Complaint #6684245
Complaint Overview
Complaint ID: 6684245
Company: Blitt And Gaines, P.C.
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Impersonated attorney, law enforcement, or government official
State: Illinois
ZIP Code: 62704
Date Received: 2023-03-12T12:00:00-05:00
Date Sent to Company: 2023-03-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/XXXX - I signed up for services to assist with unsecure debt with XXXX XXXX XXXX XXXX. XXXX promised that money I paid them each month would go to an escrow account, XXXX, which would be used to pay down accounts. In XXXX - XXXX lawsuits were filed against me in small claims court where I live, by the same collection agency, Blitt and Gaines, representing the same collector/creditor, different attorney names, claims, and amounts. XXXX of the lawsuits are from XXXX XXXX and 1 from XXXX XXXXXXXX XXXX. XX/XX/XXXX - I was contacted by XXXX XXXX XXXX regarding the first lawsuit. I had two different attorneys and their paralegal contacting me and was told not to appear in court or seek trial as this would cost me more money. They told me to sign a settlement agreement which I did thinking I had no other choice to resolve the matter. XX/XX/XXXX- I was contacted again by XXXX XXXX XXXX and asked to settle the next account in full. I explained that I could not promise something that may be unsustainable with the uncertainties facing me and my family and that my mother was diagnosed with XXXX and I had moved her to Illinois to help in her care. I was told to write a hardship letter and grant permission to share with their other counsel. By XX/XX/XXXX, XXXX again presented an offer to settle the next account for the exact dollar amount that was enrolled in the program with XXXX a year earlier. After this and more red flags I cancelled my agreement with XXXX. XX/XX/XXXX - XXXX filed a complaint with the Illinois Attorney General and they assisted in receiving a refund from XXXX. XXXX contacted me at the end of XXXX and agreed to refund {$6600.00} that I would receive in 10 days. XX/XX/XXXX - I received an email from XXXX on behalf of XXXX requesting my account information. I spoke with XXXX at XXXX and provided my XXXX Bank account information to send the refund. XX/XX/XXXX - A refund of {$6600.00} was sent to my XXXX XXXX account. I had expected these funds at XXXX Bank, locally where I could access them to send certified funds to XXXX Bank. XX/XX/XXXX - I wired {$4800.00} from XXXX XXXX to XXXX Bank given the wire instructions I received over the phone that day to bring my account current. XX/XX/XXXX - The wire was returned by XXXX Bank less {$50.00} fee, unable to apply funds. XXXX XXXX was charged a separate {$30.00} fee by XXXX. XXXX told me the wire was returned by XXXX Bank. As of today, XX/XX/XXXX, {$5400.00} is being held by XXXX XXXX. I filed several motions to appear in court since XXXX on each lawsuit.. My motions have been received and filed but still nothing. When I had been to court for these and objected, I was told to expect something in the mail. XXXX XXXX was the attorney who appeared for XXXX and XXXX. I can not verify his name or where he is from. His name is not listed anywhere for these cases and is not a licensed attorney for XXXX and XXXX, according to the Illinois XXXX XXXX. XXXX and XXXX is not licensed to collect debt in Illinois.
Frequently Asked Questions
What is Complaint #6684245 about?
Complaint #6684245 was filed against Blitt And Gaines, P.C. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2023-03-12T12:00:00-05:00.
How did Blitt And Gaines, P.C. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Blitt And Gaines, P.C.?
Yes, visit the Blitt And Gaines, P.C. company profile at readthecomplaint.com/company/blitt-and-gaines-p-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.