Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6681422

Complaint Overview

Complaint ID: 6681422

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: New York

ZIP Code: 10550

Date Received: 2023-03-11T12:00:00-05:00

Date Sent to Company: 2023-03-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX is listed on my credit report for {$230000.00} Highest balance {$150000.00} but as per attached and other court filed documents XXXX XXXX XXXX owns this debt and is 1st lien NOT XXXX XXXX XXXX. Equifax keeps saying that XXXX XXXX XXXX has verified that the debt belongs to me but attached court document shows that the debt belongs to XXXX XXXX XXXX NOT XXXX XXXX XXXX. I need Equifax to DELETE/REMOVE XXXX XXXX XXXX from my credit report. Equifax must provide me with ALL verification information that it receives from XXXX XXXX XXXX because this information from Equifax will be presented in court.

Frequently Asked Questions

What is Complaint #6681422 about?

Complaint #6681422 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-03-11T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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