Vehicle loan or lease -- Improper use of your report -- Complaint #6678279
Complaint Overview
Complaint ID: 6678279
Company: Ally Financial INC.
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: New Jersey
ZIP Code: 07107
Date Received: 2023-03-10T12:00:00-05:00
Date Sent to Company: 2023-03-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Ally/ Whom ever it may concern, Requst I'm requesting a copy of the credit application submitted by XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/2022. Also any other documents you have regarding this matter. Reasons I was mislead in believing only one bank ( Not Ally ) would be making an inquiry on my credit. Also Ally inquiry was duplicated on XXXX. XXXX removed one of the Ally inquiries. DISPUTE date generated and updated XX/XX/2022 Report # XXXX with XXXX. In close with this letter is the denial letter sent to me by you.
Frequently Asked Questions
What is Complaint #6678279 about?
Complaint #6678279 was filed against Ally Financial INC. regarding Vehicle loan or lease specifically about Improper use of your report. It was received by the CFPB on 2023-03-10T12:00:00-05:00.
How did Ally Financial INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Ally Financial INC.?
Yes, visit the Ally Financial INC. company profile at readthecomplaint.com/company/ally-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.