Payday loan, title loan, or personal loan -- Incorrect information on your report -- Complaint #6668072
Complaint Overview
Complaint ID: 6668072
Company: V And H Portfolio
Product: Payday loan, title loan, or personal loan
Sub-Product: Payday loan
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: California
ZIP Code: 90002
Date Received: 2023-03-08T12:00:00-05:00
Date Sent to Company: 2023-03-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Company failed to provide a 30 day notice of insertion with the ability to dispute or a dunning letter. Reporting company has re-aged the alleged debt to extend the amount of time in which they are able to collect funds. They have also been reporting two different balances per FCRA any details they report must be accurate and if not that is grounds for removal.
Frequently Asked Questions
What is Complaint #6668072 about?
Complaint #6668072 was filed against V And H Portfolio regarding Payday loan, title loan, or personal loan specifically about Incorrect information on your report. It was received by the CFPB on 2023-03-08T12:00:00-05:00.
How did V And H Portfolio respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against V And H Portfolio?
Yes, visit the V And H Portfolio company profile at readthecomplaint.com/company/v-and-h-portfolio to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.