Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6650805
Complaint Overview
Complaint ID: 6650805
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Pennsylvania
ZIP Code: 15001
Date Received: 2023-03-05T12:00:00-05:00
Date Sent to Company: 2023-03-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Equifax is reporting XXXX accounts showing as charge-offs. According to the IRS, charge offs are defined as gross or ordinary income. Income does not get reported on a consumer report. Therefore this information should not be reported on my consumer report as debt. Please remove and update the following accounts from being reported on my consumer report. If these accounts are not removed i will file a complaint at my local courthouse for defamation of character being that they are furnishing inaccurate accounts on my consumer report and causing my character and credit capacity to be tarnished. XXXX XXXX XXXX Account Number XXXX XXXX XXXX Account Number xxxxxxxxxxxx XXXX
Frequently Asked Questions
What is Complaint #6650805 about?
Complaint #6650805 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-03-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.